Budgeting Basics For Your Financial Plan

Budgeting Basics For Your Financial Plan

Usually when someone reaches out looking for financial advice they want to jump right into investment selections or retirement planning. In many cases I walk them back to budgeting basics. Specifically, how much income do you bring in and where does all your money go?...

Kicking Debt Down The Road

Canadians started piling on the debt after the financial crisis in 2008. Back then our household debt-to-income ratio was sitting around 150 percent ($1.50 owed for every dollar of disposable income). Today that number hovers around 170 percent. We are kicking debt...

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