Archive for October 2019

It wasn’t that long ago I was buried in debt and living beyond my means. Back then, financial planning was about when my next paycheque would arrive, what bills were due next, and how much I had left to spend at the bar. I remember checking my bank balance after midnight on paydays just to…

My approach to credit card spending has evolved over the years. Once I got out of debt and got my spending under control, I quickly realized (if you paid off your card in full each month) that using a rewards credit card was much more advantageous than paying with cash or debit. I started out…