Archive for May 2026
How Our Advice-Only Financial Planning Practice Works
My wife Lindsay and I run an advice-only financial planning practice from our home in Lethbridge, AB. We work with clients virtually across Canada, mostly by email and video call. Clients pay a flat fee of $3,600 + GST for a comprehensive financial plan, investment plan, and detailed retirement income plan — designed to maximize…
Read MoreRetirement Planning for Regular Canadians on The Wealthy Barber Podcast
I am beyond thrilled to share this latest episode of The Wealthy Barber podcast with David Chilton. I was invited back as a return guest to talk about retirement planning for regular Canadians, why retirees struggle to turn off the savings taps and turn on the spending taps, and how my advice-only financial planning model…
Read MoreWeekend Reading: The Worried Wealthy Edition
I work with a lot of clients who have done everything right. They saved diligently throughout their careers, paid off their mortgage, maxed out their registered accounts, and arrived at retirement with more money than they ever expected to have. And yet they’re worried. Not about whether they can afford to retire – they clearly…
Read MoreWeekend Reading: Money Makes Money (Sort Of) Edition
I read a Globe and Mail piece by RBC senior portfolio manager Nancy Woods this week, one of those “investing basics” explainers aimed at people just getting started. The hook was a herd-of-cows analogy: your money is the herd, dividends are the milk, price appreciation is the baby cows (the herd growing over time). The…
Read MoreMoney Bag: CAGE, Cash Wedges, and Net Worth Calculations
Welcome to the Money Bag, where I answer questions and address comments from readers on a wide range of money topics, myths, and perceptions about money. No question is off limits, so hit me up in the comments section or send me an email about any money topic that’s on your mind. Today, I’m answering reader questions about…
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