Retirement Planning for Regular Canadians on The Wealthy Barber Podcast

I am beyond thrilled to share this latest episode of The Wealthy Barber podcast with David Chilton. I was invited back as a return guest to talk about retirement planning for regular Canadians, why retirees struggle to turn off the savings taps and turn on the spending taps, and how my advice-only financial planning model works.

We also talked about my idea to reduce the required RRIF minimum withdrawal rate for singles, how to budget for lumpy and periodic one-time expenses in retirement, and the ideal age to start retirement planning (hint: earlier than you think).

Dave was highly complimentary of me and my wife Lindsay, and the lifestyle practice we have built. He praised me for being a nice guy, and for always answering readers and inquiring clients, often steering them in a different direction if their situation is not a good fit for us (remember: regular people, regular problems).

But Dave is the ultimate nice guy in this industry. His free educational videos and podcast draw attention to a wide range of topics in personal finance, investing, retirement planning, and estate planning. He does this with no hidden agenda, no courses to sell you, no sponsorships, etc.

I think it's safe to say that nobody has done more for enhancing financial literacy in this country than The Wealthy Barber himself, and I am so grateful to be a small part of that in the two podcast conversations that we've shared.

Here's the first one, in case you missed it, on navigating retirement and advice-only financial planning.

And, here is our latest conversation on episode #58 of The Wealthy Barber Podcast – published May 26th, 2026:

I hope you all enjoy this conversation as much as I did.