The PC Financial MasterCard has a bit of a cult following among certain rewards cards enthusiasts, and for good reason. This no-fee card pays 1 percent back in the form of PC Points, which can be redeemed for free groceries at any store where President’s Choice products are sold. Who doesn’t love free groceries?
Indeed, as I’ve written before, the PC MasterCard was my first rewards credit card and as a brand new parent I loved using PC Points to help supplement the cost of groceries, baby clothes, and diapers at the Real Canadian SuperStore.
I remember getting a $25 welcome bonus just for signing up; and from that moment I was hooked and I’ve used a rewards card to pay for my every day purchases ever since.
Of course, I’ve moved on and now use a premium rewards card to try and earn more points on my spending, but these types of cards come with annual fees and often make it complicated to redeem your points for things you want (and when you want them).
I totally get why someone would be perfectly happy to stick with a no-fee rewards card like the PC Financial MasterCard and continue to redeem their $20 in free groceries every month or two.
But even PC Financial upped its game recently when it introduced the first ever no-fee World Elite MasterCard in 2015, on the heels of Loblaw’s massive acquisition of Shoppers Drug Mart.
A premium card that requires applicants to have personal income of $70,000 per year or household income of $120,000 per year, the PC Financial World Elite MasterCard lets you earn 3 percent back on purchases made at participating stores where President’s Choice products are sold, 3 percent back at Shoppers Drug Mart, and 3 percent back at Esso gas stations.
This card is a hidden gem for high income earners who again prefer a no-fee credit card and one that helps them earn free groceries on their spending. It’s a great deal for those who shop regularly at PC stores and at Shoppers Drug Mart and Esso.
A special offer from our partners at Rate Supermarket
So if you’re a fan of using a no-fee credit card to earn free groceries then our partners at Rate Supermarket have a great new offer that will give you 50,000 PC Points just for signing up for either the PC Financial MasterCard or the PC Financial World Elite MasterCard.
You’ll see why people love it – simplicity! No worrying about earnings caps, category bonuses, or using multiple cards – just earn a straight 1% back (or more) towards free groceries.
PC Financial MasterCard
Apply here for the PC Financial MasterCard and get 50,000 PC Points.
PC Financial World Elite MasterCard
Apply here for the PC Financial World Elite MasterCard and get 50,000 PC Points.