Financial Planning Simplified
I’m Robb — the guy behind Boomer & Echo. I’ve been a personal finance blogger since 2010 and an advice-only financial planner since 2015. I help regular Canadians with regular problems make smarter decisions about their money — without selling them a thing.
My philosophy is simple: Money shouldn’t be complicated.
You don’t need 17 bank accounts, 12 ETFs, or a side hustle to retire comfortably. You just need a good plan, grounded in what really matters to you.
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New Articles from Robb
How To Put Your Kids To Work
Boomer | February 9, 2012 |
Are you tired of your kids always asking for money? Allowing kids to earn their own money can be a fun and prosperous venture even for the very young. Young adults who start their own business, or work in other employment, benefit from increased confidence, learning to take direction, time management and organizational skills as…
Canada Pension Plan: Understanding CPP
Robb Engen | February 8, 2012 |
While the Federal government considers increasing the age of eligibility for Old Age Security due to Canada’s aging population and economic challenges, they maintain that our Canada Pension Plan is actuarially sound. Canada Pension Plan’s chief actuary submits a report to Parliament every three years on the financial status of the plan. In June 2011…
I Hate Paying Fees
Boomer | February 7, 2012 |
It may be selective memory, but I don’t remember having to pay any kind of fees in my younger days. Now it seems that no matter what you buy, there’s a fee attached. I will do anything possible to get out of paying fees – or at least minimize them. I hate bank fees My…
4 Advantages To Building A House
Robb Engen | February 6, 2012 |
We lived in a two-bedroom, one-bathroom starter home for nearly eight years, but we felt like we needed more space to support our growing family. We looked at the houses for sale on MLS and checked out the show homes that were being built in new subdivisions. In the end, we decided that building a…
How To Set Up A DRIP
Boomer | February 2, 2012 |
Many companies offer a DRIP, or dividend reinvestment plan, which permit stockholders of record to buy additional shares directly from the issuing company with money earned from dividends, instead of receiving the dividend in cash. Most DRIPs are free of charge while some charge a nominal fee for reinvestment. A DRIP is a great way…
Is Our Old Age Security Program Sustainable?
Boomer | January 31, 2012 |
On January 27, 2012 Prime Minister Stephen Harper announced that changes would be made to the Old Age Security program. It appears the government is planning to gradually change the OAS system so that the age of eligibility is raised to 67 from age 65. Opposition Liberals and NDP say such a move would financially…
