Investing

Hannah reached out last week to say she inherited $350,000 almost a year ago and hasn’t invested a dollar of it. It’s been sitting in cash since last April. And to be fair, April didn’t exactly feel like a great time to invest. Liberation Day tariffs had just been announced, markets were sliding, and suddenly…

One of the most common investing mistakes has nothing to do with picking the wrong fund or missing the bottom of the market. It comes down to how we talk about investing decisions in the first place. We tend to describe past market moves as if they’re still happening. The market is falling, what should…

  For a long time, investing in Canada came with a fairly simple rule of thumb. Mutual funds were expensive. ETFs were cheaper. If you wanted better odds, you bought ETFs instead. That advice was broadly right, and for many investors it made a meaningful difference. Moving from a two percent mutual fund into a…

After years of watching U.S. markets and mega-cap tech stocks soak up the spotlight, Canadian stocks finally had their moment in 2025 and made it count. The Canadian market went elbows up and steamrolled its global peers, with XIC posting a massive 31.6% return. That’s not just a good year. That’s a statement year. Right…

Lately I’ve been noticing a familiar pattern among parents: they want to get their kids investing early. Like, really early. The dream is to harness the power of compound interest so little Kale or Kyla can coast into early retirement before they’re even out of high school. Look, I get it. Starting early is great.…

Every now and then, I get a note from a reader whose spouse or friend has gotten excited about a stock tip. Usually, it comes with a backstory: someone they know bought a few thousand shares of a penny stock and now claims to be sitting on a massive gain. Naturally, the question that follows…

  A client of mine recently opened up about feeling behind. He’s 32 years old, has yet to contribute to his TFSA, and only just started getting serious about his finances. The good news? He’s motivated. He wants to start saving $2,000 per month. That’s an incredible habit to build at any age, let alone…

I recently made a bold change to de-risk my portfolio, which now consists of just 35% globally equities and 65% short-term bonds. This wasn’t in response to tariffs and global trade wars, or my gut feeling about stock markets crashing in the near term. No, this was a predetermined change in a specific account type…

Global stocks continued the positive momentum from a strong performance in 2023 to deliver another banner year for investment returns in 2024. The gap between the NASDAQ and the rest of the market shrank, but technology stocks once again led the charge, with the tech-heavy NASDAQ gaining 24.10% (XQQ). That mark was nearly equalled by…