Financial Planning Simplified
I’m Robb — the guy behind Boomer & Echo. I’ve been a personal finance blogger since 2010 and an advice-only financial planner since 2015. I help regular Canadians with regular problems make smarter decisions about their money — without selling them a thing.
My philosophy is simple: Money shouldn’t be complicated.
You don’t need 17 bank accounts, 12 ETFs, or a side hustle to retire comfortably. You just need a good plan, grounded in what really matters to you.
By reading this website you're joining more than 250,000 people who stop by here every month to get tips on how to save money, invest well, and retire comfortably. And, if you choose to subscribe and receive new posts by email, you'll join a growing list of more than 12,000 email subscribers who are the first to get these tips sent straight to their inbox.
New Articles from Robb
Redeem Aeroplan Miles For Flight Rewards: 7 Experts Share Their Secrets
Robb Engen | August 27, 2017 |
I've earned a ton of Aeroplan miles over the last 24 months from credit card sign-up bonuses and Air Canada flights. With my balance now hovering around 165,000 miles, I'm starting to ponder how to extract the most value from the loyalty program. From years of research I know it's best to redeem Aeroplan miles…
Weekend Reading: Canadian Financial Summit Edition
Robb Engen | August 26, 2017 |
The good folks at Young & Thrifty have put together an awesome initiative called the Canadian Financial Summit. It's a unique online conference taking place September 14-16 with more than 25 Canadian personal finance experts sharing their insights, tips, and secret money hacks. The conference is completely free to view during that time, or you…
From The Boomer & Echo Mailbag: Repaying The Home Buyers' Plan Loan
Boomer | August 24, 2017 |
Q. Last year (2016) my husband and I bought our first home. For part of the down payment we withdrew from our RRSPs under the Home Buyers' Plan – $25,000 from mine and $10,000 from his. We’ve had a lot of expenses this year and money is a bit tight. What happens if we don’t…
25 Money Savings Tips
Boomer | August 22, 2017 |
Running a household can be expensive. Big savings on things like mortgage rates and large purchases are worth more dollar wise, but you can also save by cutting back on smaller stuff. A lot of what we do are just habits. With just a little thought you can easily minimize costs. Here are some real…
Weekend Reading: Simplii Financial Edition
Robb Engen | August 19, 2017 |
President's Choice Financial will end its 20-year banking agreement with CIBC beginning November 1st. CIBC, which managed the personal banking services for Loblaws under the PC Financial name, will now take direct control of the roughly $2 million PC Financial bank accounts under the new name – Simplii Financial. PC Financial is keeping its credit…
The Problem With Core And Explore
Robb Engen | August 17, 2017 |
A core and explore investing approach can give you a taste of both passive and active strategies. The idea being that you put 90 percent of your portfolio into a low-cost, broadly diversified set of index funds or ETFs, and then put the remaining 10 percent of your portfolio into investments that have potential to…
