Investing

Vanguard is best known in Canada for its low cost, passively managed ETFs. Indeed, since entering the Canadian market in 2011, Vanguard now boasts a line-up of 37 ETFs with more than $40 billion in assets under management – making it the third largest ETF provider in Canada. Keeping costs low is in Vanguard’s DNA.…

I’ve received an uptick in emails and comments from investors about dividends and so I thought I’d address some common misconceptions around dividend investing. One reader in particular wanted to know if he should take the commuted value of his pension ($750,000) and put it all in Enbridge stock because it was yielding around 6.5%.…

This article has been sponsored by BMO Canada. All opinions are my own. Fixed income doesn’t get enough attention on this blog, mostly because I’m still in my accumulation years and invest in 100% equities across all my accounts. But most investors should hold bonds in their portfolio to reduce volatility and so they can…

A few readers have expressed concern about their recent investment performance. In most cases, these investors are holding a sensible, low cost, globally diversified portfolio of index funds ranging from conservative (40% stocks, 60% bonds) to balanced (60% stocks, 40% bonds). One reader said: “Psychologically, it’s tough to put money in when returns have been…

I write a lot about investing and always try my best to use plain language and real life examples to explain investment strategies, describe different products, and identify best practices. But I fully recognize that investing is a foreign concept to many people, especially if you’re new to investing or have always handed over your…

It’s easy to stick to your long-term investing plan when times are good. Indeed, if your investment portfolio had any U.S. market exposure at all over the past 12 years you’ve likely enjoyed nearly uninterrupted growth. Of course, there are always bumps in the road. Stocks fell sharply in a short period between February and…

Wealthsimple Trade is Canada’s first and only zero-commission trading platform. In this Wealthsimple Trade review I’ll explain how you can buy AND sell from among the thousands of stocks and ETFs listed on North American exchanges without paying any fees. I first heard about Wealthsimple Trade in 2018 when it was announced as a new…

This post is sponsored by RE Royalties. All opinions are my own. The federal government’s recent throne speech put climate change and sustainability at the forefront, making it abundantly clear that the future of economic and job growth will be led by investments in green technology. This shift towards more sustainable investing is not only…

I ditched my financial advisor more than a decade ago and started investing on my own. I was fed up with paying high fees for underperforming mutual funds. Dividend paying stocks were growing in popularity and so I decided to take the plunge and build my own portfolio of blue-chip companies. Several years later I…

Two years ago, Vanguard launched a suite of asset allocation ETFs that changed the game for DIY investors in their accumulation years. These balanced ETFs provide low-cost, global diversification, and automatic rebalancing with just one fund. Today, Vanguard announced another evolution in the asset allocation ETF space with a new product aimed at retirees in…