Financial Planning Simplified
I’m Robb — the guy behind Boomer & Echo. I’ve been a personal finance blogger since 2010 and an advice-only financial planner since 2015. I help regular Canadians with regular problems make smarter decisions about their money — without selling them a thing.
My philosophy is simple: Money shouldn’t be complicated.
You don’t need 17 bank accounts, 12 ETFs, or a side hustle to retire comfortably. You just need a good plan, grounded in what really matters to you.
By reading this website you're joining more than 250,000 people who stop by here every month to get tips on how to save money, invest well, and retire comfortably. And, if you choose to subscribe and receive new posts by email, you'll join a growing list of more than 12,000 email subscribers who are the first to get these tips sent straight to their inbox.
New Articles from Robb
The Easy Way Or The Hard Way
Robb Engen | July 17, 2019 |
It's hard to find a direct flight from Calgary to Dublin. WestJet offers one that leaves Calgary at 8pm and arrives in Dublin the next morning at 11am – a total flight time of eight hours. The problem was cost. A round-trip flight for our family of four was nearly $5,000. I decided to try…
Net Worth Update: 2019 Mid-Year Review
Robb Engen | July 8, 2019 |
I started posting my net worth updates several years ago with the audacious goal of reaching $1M in net worth by the end of 2020. It’s motivating to see this goal becoming a reality with each passing update. Last year ended with a net worth of $691,000, falling short of my goal thanks to the…
Weekend Reading: Update From Ireland Edition
Robb Engen | July 6, 2019 |
Greetings from Ireland! We're on day 11 of our two-week stay on a beautiful farm in Kilkenny, Ireland. Our trip has been amazing so far, with stays in Edinburgh and Inverness, a day trip to the Isle of Skye, and an overnight road-trip to Killarney National Park. Along the way we've visited castles and cathedrals,…
Retirees Can Sell Most Of Their Stocks As They Approach Retirement
Dale Roberts | July 4, 2019 |
Retirement can be a scary time for retirees who have considerable and even modest portfolios. We want to protect those assets. And certainly the risk tolerance level for most retirees will drop considerably. And that risk tolerance level will often drive the bus with respect to your allocation to bonds and cash and other risk…
5 Sneaky Credit Card Marketing Tricks (And How To Beat Them)
Stephen Weyman | July 2, 2019 |
Our emotions have a funny way of making decisions for us. Somehow, they find their way into our finances and can get us into trouble, either through credit card debt, applying for a credit card that turns out quite useless to you, or getting tricked by marketing tactics. A good credit card is a necessity…
Renting In Retirement
Benjamin Felix | June 27, 2019 |
Canadians value few things more than a home that is owned outright. This might be especially true for retirees. The thinking seems to be that once your mortgage is paid off, your housing expenses evaporate. Unfortunately, this could not be further from the truth. The alternative, renting, is often frowned upon. Renting is seen as…
