Financial Planning Simplified
I’m Robb — the guy behind Boomer & Echo. I’ve been a personal finance blogger since 2010 and an advice-only financial planner since 2015. I help regular Canadians with regular problems make smarter decisions about their money — without selling them a thing.
My philosophy is simple: Money shouldn’t be complicated.
You don’t need 17 bank accounts, 12 ETFs, or a side hustle to retire comfortably. You just need a good plan, grounded in what really matters to you.
By reading this website you're joining more than 250,000 people who stop by here every month to get tips on how to save money, invest well, and retire comfortably. And, if you choose to subscribe and receive new posts by email, you'll join a growing list of more than 12,000 email subscribers who are the first to get these tips sent straight to their inbox.
New Articles from Robb
How To Maximize Your American Express Membership Rewards Points
Barry Choi | June 18, 2019 |
Collecting credit card points is one of my favourite things to do and over the years I’ve decided to take things to the next level by really understanding how most of the rewards programs work. I’m not referring to Aeroplan or Air Miles which are both totally different beasts, but rather, I’ve recently dived deep…
Being Good With Money Is A Journey: Here's Where To Start
Stephen Weyman | June 13, 2019 |
Mastering personal finance isn't something that can be done overnight. It's a journey. One filled with a lot of little steps before you can wake up one morning, confident that your money is under control. That confidence is our goal. That's why sites like Boomer and Echo and HowToSaveMoney were created. In fact, Robb and…
An Inside Look At Private Mortgage Lending
Nelson Smith | June 11, 2019 |
I've always been a bit of an odd guy. While the rest of my friends were off having fun immediately after high school and going off to higher education, I intentionally took a job working overnights at a local grocery store because it would kill my social life. If I didn't have distractions then I…
Weekend Reading: Summer Break Edition
Robb Engen | June 9, 2019 |
We leave for Edinburgh this week, the first stop in our epic 32-day summer break in Scotland and Ireland. As we get closer to departure I'm starting to realize that I don't know what I don't know. For instance, I forgot to select our seats until recently (long story!) and now the flight is close…
Weekend Reading: Best New Ideas In Retirement Edition
Robb Engen | June 1, 2019 |
The financial news outlet MarketWatch has been collecting ideas for a feature it calls the best new ideas in retirement. The goal is to explore the most innovative thinking on the subject, from how we save for it, to how we spend it, to what it all means. “Preparing mentally for retirement may be as…
Investing A Lump Sum vs. Dollar Cost Averaging: What To Do When Markets Are At An All-Time High
Robb Engen | May 31, 2019 |
Despite the odd blip over the last decade, Canadian and U.S. stocks continue to reach all-time highs. Investors are understandably worried about the next correction or crash. In particular, investors who are sitting on large amounts of cash are nervous about deploying their capital at today’s frothy valuations. Research has shown that, since stocks are…
